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Display & Programmatic
Insurance

Display and programmatic fraud protection for insurance

Insurance display and programmatic campaigns pay some of the highest CPMs in the industry, making them a prime fraud target that generates fake quote requests and corrupts performance data.

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Trusted by leading brands worldwide

Dominos
STC
Porsche
Almosafer
Infiniti
Marks & Spencer
LEGOLAND
du
Parfums de Marly
Cleveland Clinic
Public Group
Magrabi Retail Group
DKNY
SACO
TOEFL
Regit
Kama
Arabian Dyar
ITE Events
You.gr
Spitishop
Dominos
STC
Porsche
Almosafer
Infiniti
Marks & Spencer
LEGOLAND
du
Parfums de Marly
Cleveland Clinic
Public Group
Magrabi Retail Group
DKNY
SACO
TOEFL
Regit
Kama
Arabian Dyar
ITE Events
You.gr
Spitishop

Insurance programmatic fraud inflates lead costs and floods sales teams with fake quote requests

Insurance advertisers operate in one of the most competitive and highest-CPM segments of the programmatic ecosystem. That combination of high spend and high-intent audience targeting makes insurance display campaigns an exceptionally valuable fraud target. Fraudulent publishers and bot operations are incentivised to generate the engagement signals, clicks, quote page visits, and form interactions that keep fraudulent inventory in your approved buying set and extract the maximum CPM from your budget. The result is a significant volume of display spend reaching no real insurance buyer.

The lead quality impact of programmatic fraud is particularly damaging for insurance brands that use display advertising to drive quote requests and policy comparison activity. When bot networks or click farm operations reach your quote pages, they generate fake form interactions and simulated quote requests that enter your lead management system. Your cost-per-quote metrics appear favourable while your sales team conversion rates collapse, because the leads behind those metrics are not real insurance buyers. Diagnosing the gap between marketing-reported acquisition costs and actual policy conversion rates is expensive and time-consuming without traffic quality monitoring.

Brand safety controls alone cannot solve this problem. Fraudulent publishers that spoof premium insurance, personal finance, and consumer media domains pass brand safety checks easily, because the check is applied against the declared domain, not the actual serving environment. Your brand adjacency requirements are met on paper while your ads run in environments that have nothing to do with genuine insurance buyers. Tapper verifies the actual serving environment and traffic quality at the impression level, removing the fraud that brand safety tools are structurally unable to detect.

How Tapper protects insurance advertisers on Display

Three steps from connection to clean data, no engineering required.

01

Connect your DSP and lead management infrastructure

Tapper integrates with your demand-side platform and insurance lead management system, monitoring impression and click quality from open exchange to first-party lead data.

02

Bot traffic and domain spoofing identified before quote page entry

Invalid traffic is detected and flagged before it reaches your quote pages or lead capture flows, preventing fake interactions from entering your lead pipeline and distorting acquisition metrics.

03

Cost-per-quote data corrected for genuine policy acquisition

With invalid traffic removed from your performance data, your cost-per-quote and cost-per-policy-acquisition metrics reflect only genuine insurance buyer interactions, giving you accurate data for budget allocation and channel optimisation.

Ad fraud in insurance by the numbers

Data from Tapper's platform analysis and published industry research.

20-40%

Average IVT rate on open exchange programmatic

$84B

Lost globally to ad fraud annually

17%

Of programmatic ads served to non-human traffic

3x

Higher fraud on open exchange vs private marketplace

IVT Calculator

How much are you losing to click fraud?

Based on a 16% fraud rate for Insurance on Display & Programmatic. Move the slider to see your estimated monthly loss.

Industry

Insurance

16% fraud rate

Monthly spend

$1,000

Avg. CPM (optional)

Your estimated numbers


Monthly fraud loss

$160


Annual fraud loss

$1,920


Monthly budget recovered with Tapper

$136


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Tapper vs Standard Brand Safety Tools

See exactly where the gaps are, and why they matter to your insurance campaigns.

Capability
Tapper
Standard Brand Safety Tools

Bot traffic filtering

Behavioural and fingerprint analysis per impression

Known-bad IP and domain lists only

Domain spoofing detection

Impression-level domain verification and flagging

Declared domain brand safety checks only

Quote page traffic quality

Filters invalid clicks before quote page entry

No pre-conversion traffic filtering

Lead pipeline protection

Excludes invalid sessions from lead reporting

All recorded interactions included in lead data

Cost-per-quote accuracy

CPQ calculated on genuine buyer interactions only

CPQ includes fraudulent form interactions

Inventory suppression

Automated and instant blocklist updates

Manual or weekly updates

Success stories

Trusted by industry leaders

See how companies are protecting their ad budgets and improving ROI with Tapper.

Tapper played a key role in improving the efficiency of Du's performance marketing activity by addressing traffic quality issues within campaigns. Following implementation, Du achieved a 13% reduction in CPA and an 8.6% increase in order rate, demonstrating a clear improvement in conversion quality and overall campaign effectiveness.

Joseph Elbcherrawy

Joseph Elbcherrawy

Client Leadership Director, Mindshare, a WPP Media Brand

Mindshare, a WPP Media Brand

During our Tapper trial for INFINITI, we uncovered low-quality traffic that wasn't visible inside the platforms. Removing it delivered a 14% uplift in conversions and an 11.4% reduction in CPA - a meaningful efficiency gain for INFINITI's 2026 growth plans.

David Barnes

David Barnes

Data & Technology Lead, Omnicom Group

Omnicom Group

With Tapper's protection we were able to identify and block invalid clicks in real time. The impact was immediate as our cost per acquisition dropped by 30% and ROAS improved significantly. More importantly, Tapper gives us the confidence that our campaigns are reaching genuine customers, which makes it truly invaluable.

Dimitris Bakas

Dimitris Bakas

Senior Performance Marketing, Public Group

Public Group

We started using Tapper to get better visibility on where our clicks were coming from, and ended up cutting wasted spend by over 12%. The performance uplift was clear, and for the first time, we could trust the numbers we were seeing. It's a total game-changer for campaign integrity.

Stuart Parkin

Stuart Parkin

Director of Operations, Regit

Regit

Tapper's blocking technology purifies our paid media traffic which roughly equates to a 36x return against its subscription costs. It's certainly one of the easiest-to-implement tools in our entire marketing stack.

Reno Mindemann

Reno Mindemann

Head of Growth, Kama Capital

Kama Capital

We've been using Tapper for over a year now, and it has become a core part of how we run paid media. Invalid traffic was always something we knew existed but couldn't really act on. Tapper changed that. We're now saving up to $50K per year, and on PureSquare specifically, we saw around a 20% decrease in CPA. Based on these results, we decided to roll it out across other ventures under Disrupt as well.

Nurkan Kirkan

Nurkan Kirkan

GTM Consultant / Paid Growth, Disrupt.com

Disrupt.com

Trusted by leading brands worldwide

Infiniti
Dominos
TOEFL
STC
Public Group
Almosafer
Porsche

Frequently asked questions

Everything you need to know about protecting insurance ad spend on Display & Programmatic.

Insurance brands pay very high CPMs for programmatic inventory because genuine insurance buyers represent high-value acquisition targets. This premium makes insurance programmatic budgets a priority for fraud operations that concentrate their domain spoofing and bot traffic activity in high-CPM verticals where per-impression payouts are largest. The competitive density of insurance programmatic buying also creates more open exchange inventory that fraud networks can exploit.

When bot or click farm traffic reaches your insurance quote pages, some fraudulent sessions generate form interactions or trigger quote request events. These fraudulent interactions enter your lead pipeline with the same cost attribution as genuine buyer enquiries. Your cost-per-quote appears lower than the true cost of reaching a real buyer, while your sales team conversion rates drop because a proportion of their contact workload consists of fraudulent or non-existent individuals.

No. Brand safety tools verify the publisher domain declared in the bid request, not the domain where the ad actually serves. When a fraudulent publisher spoofs a reputable personal finance or insurance comparison site, the brand safety check passes because the declared domain is genuinely brand-safe. The actual serving environment, which may be a bot farm with no connection to insurance audiences, is invisible to brand safety controls.

Fraudulent display impressions and clicks add touchpoints to your attribution paths that do not correspond to real buyer interactions. If you use multi-touch attribution models, fraudulent display touchpoints receive credit for conversions they did not influence, overstating the contribution of programmatic display to policy acquisition. Last-click models are vulnerable to click stuffing attacks where fraudulent display clicks claim credit for organic or direct conversions.

Yes. Tapper integrates with the major DSPs used in insurance programmatic buying and works across open exchange, private marketplace, and programmatic guaranteed inventory. Our team can advise on the optimal integration path for your specific insurance programmatic setup, including any publisher-direct or trading desk arrangements.

Protect other industries on Display & Programmatic

Tapper covers fraud protection for every major vertical on Display.

E-commerce

Protection on Display

Stop paying for fraud on your insurance campaigns

Book a demo and we will show you exactly what Tapper would block on your account, before you commit to anything.

Book a demoAll Display protection